{"license":"CC BY 4.0","attribution":"Paid Survey Guide — https://paidsurveyguide.com","panels":[{"id":"lifepoints","name":"LifePoints","operator":{"value":"Lightspeed LLC, a Kantar Group company","status":"official","source_url":"https://www.lifepointspanel.com/en-gb/blog/20-faqs-about-lifepoints","source_label":"LifePoints UK: Top 20 questions (blog FAQ)","checked":"2026-10-09","fetch":"curl"},"official_url":"https://www.lifepointspanel.com/","status":"active","countries":[{"cc":"nz","accepts":{"value":"true","status":"official","source_url":"https://www.lifepointspanel.com/en-nz/who-we-are","source_label":"LifePoints: Who we are (country list)","checked":"2026-10-09","fetch":"curl"}},{"cc":"au","accepts":{"value":"true","status":"official","source_url":"https://www.lifepointspanel.com/en-nz/who-we-are","source_label":"LifePoints: Who we are (country list)","checked":"2026-10-09","fetch":"curl"}},{"cc":"uk","accepts":{"value":"true","status":"official","source_url":"https://www.lifepointspanel.com/en-nz/who-we-are","source_label":"LifePoints: Who we are (country list)","checked":"2026-10-09","fetch":"curl"}},{"cc":"ca","accepts":{"value":"true","status":"official","source_url":"https://www.lifepointspanel.com/en-nz/who-we-are","source_label":"LifePoints: Who we are (country list)","checked":"2026-10-09","fetch":"curl"}},{"cc":"us","accepts":{"value":"true","status":"official","source_url":"https://www.lifepointspanel.com/en-nz/who-we-are","source_label":"LifePoints: Who we are (country list)","checked":"2026-10-09","fetch":"curl"}}],"age_min":{"value":"14+ (terms) or 16+ (UK FAQ)","status":"official-conflicting","source_url":"https://www.lifepointspanel.com/en-nz/terms-of-service","source_label":"LifePoints Membership Terms (updated 20 Feb 2024)","checked":"2026-10-09","fetch":"curl","num":16,"note":"Membership terms: 'at least 14 years of age … in some countries you may need to be older'. UK blog FAQ: 'legitimate … for anyone over the age of 16'."},"min_cashout":[{"cc":"uk","method":"any","first_only":false,"cell":{"value":"£5 (550 LifePoints)","status":"official","source_url":"https://www.lifepointspanel.com/en-gb/blog/20-faqs-about-lifepoints","source_label":"LifePoints UK: Top 20 questions (blog FAQ)","checked":"2026-10-09","fetch":"curl","num":5,"currency":"GBP"}},{"cc":"default","method":"any","first_only":false,"cell":{"value":"Shown in your account (UK: £5)","status":"in-app-only","source_url":"https://www.lifepointspanel.com/en-nz/rewards","source_label":"LifePoints NZ rewards page","checked":"2026-10-09","fetch":"curl","note":"Only the UK minimum (£5 = 550 LP) is published as a number; the NZ/AU/CA/US rewards pages list gift cards from $5 and charity donations from $1. Rewards terms: you can redeem once you have enough points for the lowest-priced reward."}}],"payout_methods":[{"method":"paypal","countries":["*"],"cell":{"value":"PayPal","status":"official","source_url":"https://www.lifepointspanel.com/en-gb/blog/20-faqs-about-lifepoints","source_label":"LifePoints UK: Top 20 questions (blog FAQ)","checked":"2026-10-09","fetch":"curl"}},{"method":"gift-cards","countries":["*"],"cell":{"value":"e-gift cards","status":"official","source_url":"https://www.lifepointspanel.com/en-gb/blog/20-faqs-about-lifepoints","source_label":"LifePoints UK: Top 20 questions (blog FAQ)","checked":"2026-10-09","fetch":"curl"}},{"method":"charity","countries":["*"],"cell":{"value":"Charity donations from $1","status":"official","source_url":"https://www.lifepointspanel.com/en-nz/rewards","source_label":"LifePoints NZ rewards page","checked":"2026-10-09","fetch":"curl"}}],"payout_time":{"value":"Typically 5–10 business days","status":"official","source_url":"https://www.lifepointspanel.com/en-gb/blog/20-faqs-about-lifepoints","source_label":"LifePoints UK: Top 20 questions (blog FAQ)","checked":"2026-10-09","fetch":"curl","min_hours":120,"max_hours":240},"points_value":{"value":"Varies by reward; UK: 550 LP = £5","status":"official","source_url":"https://www.lifepointspanel.com/en-us/terms-rewards","source_label":"LifePoints Rewards Program Terms (updated 4 Jul 2025)","checked":"2026-10-09","fetch":"curl","note":"Rewards terms: 'The value of one LifePoints Point varies depending on the prize you choose.'"},"points_expiry":{"value":"Points are forfeited if the account is suspended; accounts can be suspended after 90 days with no survey","status":"official","source_url":"https://www.lifepointspanel.com/en-us/terms-rewards","source_label":"LifePoints Rewards Program Terms (updated 4 Jul 2025)","checked":"2026-10-09","fetch":"curl"},"id_verification":{"value":"May ask for extra identity details if an account is flagged","status":"official","source_url":"https://www.lifepointspanel.com/en-nz/terms-of-service","source_label":"LifePoints Membership Terms (updated 20 Feb 2024)","checked":"2026-10-09","fetch":"curl"},"reward_range":{"value":"UK rewards page: 'up to £5 for every survey'","status":"official","source_url":"https://www.lifepointspanel.com/en-gb/rewards","source_label":"LifePoints UK rewards page","checked":"2026-10-09","fetch":"curl"},"apps":{"ios":true,"android":true,"cell":{"value":"iOS and Android","status":"official","source_url":"https://www.lifepointspanel.com/en-gb/blog/20-faqs-about-lifepoints","source_label":"LifePoints UK: Top 20 questions (blog FAQ)","checked":"2026-10-09","fetch":"curl"}},"complaints":[{"platform":"ProductReview.com.au","url":"https://www.productreview.com.au/listings/lifepoints","rating":1.1,"count":105,"read":"2026-10-09","themes":["account suspended or closed just before cashing out","screened out late in long surveys","slow or scripted support replies"],"sample":"10 most recent reviews on page 1 (Jan–Aug 2025)"}],"not_for":["Anyone who needs a guaranteed payout: the terms let LifePoints close accounts and forfeit points","People who can't take a survey at least every 90 days","People who want exact non-UK cash-out minimums before signing up (only shown in your account)"],"verdict_short":"A real, long-running panel (Lightspeed, part of Kantar) that accepts all five of our countries. The UK minimum is a low £5, but the terms let it suspend inactive or flagged accounts and forfeit the points, and that is the main complaint in its ProductReview.com.au reviews. Cash out as soon as you can.","changelog":[{"date":"2026-10-09","field":"operator","old":"placeholder","new":"Lightspeed LLC, a Kantar Group company","source_url":"https://www.lifepointspanel.com/en-gb/blog/20-faqs-about-lifepoints"},{"date":"2026-10-09","field":"countries.nz","old":"placeholder","new":"true","source_url":"https://www.lifepointspanel.com/en-nz/who-we-are"},{"date":"2026-10-09","field":"countries.au","old":"placeholder","new":"true","source_url":"https://www.lifepointspanel.com/en-nz/who-we-are"},{"date":"2026-10-09","field":"countries.uk","old":"placeholder","new":"true","source_url":"https://www.lifepointspanel.com/en-nz/who-we-are"},{"date":"2026-10-09","field":"countries.ca","old":"placeholder","new":"true","source_url":"https://www.lifepointspanel.com/en-nz/who-we-are"},{"date":"2026-10-09","field":"countries.us","old":"placeholder","new":"true","source_url":"https://www.lifepointspanel.com/en-nz/who-we-are"},{"date":"2026-10-09","field":"age_min","old":"placeholder","new":"14+ (terms) or 16+ (UK FAQ)","source_url":"https://www.lifepointspanel.com/en-nz/terms-of-service"},{"date":"2026-10-09","field":"min_cashout.uk","old":"placeholder","new":"£5 (550 LifePoints)","source_url":"https://www.lifepointspanel.com/en-gb/blog/20-faqs-about-lifepoints"},{"date":"2026-10-09","field":"min_cashout.default","old":"placeholder","new":"Shown in your account (UK: £5)","source_url":"https://www.lifepointspanel.com/en-nz/rewards"},{"date":"2026-10-09","field":"payout_methods","old":"placeholder","new":"PayPal, e-gift cards, Charity donations from $1","source_url":"https://www.lifepointspanel.com/en-gb/blog/20-faqs-about-lifepoints"},{"date":"2026-10-09","field":"payout_time","old":"placeholder","new":"Typically 5–10 business days","source_url":"https://www.lifepointspanel.com/en-gb/blog/20-faqs-about-lifepoints"},{"date":"2026-10-09","field":"points_value","old":"placeholder","new":"Varies by reward; UK: 550 LP = £5","source_url":"https://www.lifepointspanel.com/en-us/terms-rewards"},{"date":"2026-10-09","field":"points_expiry","old":"placeholder","new":"Points are forfeited if the account is suspended; accounts can be suspended after 90 days with no survey","source_url":"https://www.lifepointspanel.com/en-us/terms-rewards"},{"date":"2026-10-09","field":"id_verification","old":"placeholder","new":"May ask for extra identity details if an account is flagged","source_url":"https://www.lifepointspanel.com/en-nz/terms-of-service"},{"date":"2026-10-09","field":"reward_range","old":"placeholder","new":"UK rewards page: 'up to £5 for every survey'","source_url":"https://www.lifepointspanel.com/en-gb/rewards"},{"date":"2026-10-09","field":"apps","old":"placeholder","new":"iOS and Android","source_url":"https://www.lifepointspanel.com/en-gb/blog/20-faqs-about-lifepoints"},{"date":"2026-10-09","field":"complaints","old":"","new":"ProductReview.com.au: 1.1 from 105 reviews","source_url":"https://www.productreview.com.au/listings/lifepoints"}]},{"id":"branded-surveys","name":"Branded Surveys","operator":{"value":"Dynata, LLC","status":"official","source_url":"https://surveys.gobranded.com/page/branded-surveys-terms-of-service/","source_label":"Branded Surveys / Dynata Terms of Service (updated 7 Aug 2025)","checked":"2026-10-09","fetch":"curl"},"official_url":"https://surveys.gobranded.com/","status":"active","countries":[{"cc":"nz","accepts":{"value":"false","status":"official","source_url":"https://surveys.gobranded.com/","source_label":"Branded Surveys home page FAQ","checked":"2026-10-09","fetch":"curl","note":"FAQ: open to residents of the United States, Canada and the United Kingdom only."}},{"cc":"au","accepts":{"value":"false","status":"official","source_url":"https://surveys.gobranded.com/","source_label":"Branded Surveys home page FAQ","checked":"2026-10-09","fetch":"curl","note":"FAQ: open to residents of the United States, Canada and the United Kingdom only."}},{"cc":"uk","accepts":{"value":"true","status":"official","source_url":"https://surveys.gobranded.com/","source_label":"Branded Surveys home page FAQ","checked":"2026-10-09","fetch":"curl"}},{"cc":"ca","accepts":{"value":"true","status":"official","source_url":"https://surveys.gobranded.com/","source_label":"Branded Surveys home page FAQ","checked":"2026-10-09","fetch":"curl"}},{"cc":"us","accepts":{"value":"true","status":"official","source_url":"https://surveys.gobranded.com/","source_label":"Branded Surveys home page FAQ","checked":"2026-10-09","fetch":"curl"}}],"age_min":{"value":"16+","status":"official","source_url":"https://surveys.gobranded.com/page/branded-surveys-terms-of-service/","source_label":"Branded Surveys / Dynata Terms of Service (updated 7 Aug 2025)","checked":"2026-10-09","fetch":"curl","num":16,"note":"US version of the terms; Canada and UK versions are selectable on the same page."},"min_cashout":[{"cc":"default","method":"any","first_only":false,"cell":{"value":"500 points ($5)","status":"official","source_url":"https://surveys.gobranded.com/","source_label":"Branded Surveys home page FAQ","checked":"2026-10-09","fetch":"curl","num":5,"currency":"USD","note":"The Dynata terms set a US$50-equivalent minimum 'unless there is a lower redemption option available'; Branded's own FAQ says 500 points."}}],"payout_methods":[{"method":"paypal","countries":["us","ca","uk"],"cell":{"value":"PayPal","status":"official","source_url":"https://surveys.gobranded.com/how-long-to-receive-payment/","source_label":"Branded Surveys: How quickly will I get paid?","checked":"2026-10-09","fetch":"curl"}},{"method":"bank","countries":["us"],"cell":{"value":"Bank transfer (US only)","status":"official","source_url":"https://surveys.gobranded.com/how-long-to-receive-payment/","source_label":"Branded Surveys: How quickly will I get paid?","checked":"2026-10-09","fetch":"curl"}},{"method":"gift-cards","countries":["us","ca","uk"],"cell":{"value":"Gift cards (via Tango)","status":"official","source_url":"https://surveys.gobranded.com/","source_label":"Branded Surveys home page FAQ","checked":"2026-10-09","fetch":"curl"}},{"method":"charity","countries":["us"],"cell":{"value":"Charity (US only)","status":"official","source_url":"https://surveys.gobranded.com/take-surveys-online/","source_label":"Branded Surveys: How it works","checked":"2026-10-09","fetch":"curl"}}],"payout_time":{"value":"1–3 business days","status":"official","source_url":"https://surveys.gobranded.com/how-long-to-receive-payment/","source_label":"Branded Surveys: How quickly will I get paid?","checked":"2026-10-09","fetch":"curl","min_hours":24,"max_hours":72},"points_value":{"value":"100 points = $1 (500 points = $5)","status":"official","source_url":"https://surveys.gobranded.com/","source_label":"Branded Surveys home page FAQ","checked":"2026-10-09","fetch":"curl"},"points_expiry":{"value":"Points expire 1 year after they are posted","status":"official","source_url":"https://surveys.gobranded.com/page/branded-surveys-terms-of-service/","source_label":"Branded Surveys / Dynata Terms of Service (updated 7 Aug 2025)","checked":"2026-10-09","fetch":"curl"},"id_verification":{"value":"May be asked to verify identity (via Veriff) when redeeming","status":"official","source_url":"https://surveys.gobranded.com/page/branded-surveys-terms-of-service/","source_label":"Branded Surveys / Dynata Terms of Service (updated 7 Aug 2025)","checked":"2026-10-09","fetch":"curl"},"reward_range":{"value":"FAQ: 'members can expect to earn between $5–$100 a month', depending on participation","status":"official","source_url":"https://surveys.gobranded.com/","source_label":"Branded Surveys home page FAQ","checked":"2026-10-09","fetch":"curl"},"apps":{"ios":true,"android":true,"cell":{"value":"iOS and Android","status":"official","source_url":"https://surveys.gobranded.com/","source_label":"Branded Surveys home page FAQ","checked":"2026-10-09","fetch":"curl"}},"complaints":[],"not_for":["Anyone outside the US, Canada or UK (you must also be in one of them to redeem)","Under-16s","People who let points sit: they expire a year after posting"],"verdict_short":"A legitimate panel, now run by Dynata, with one of the clearest low thresholds (500 points = $5) and a stated 1–3 business-day payout. US, Canada and UK only. Its own FAQ describes the earnings as extra money, not a full-time income, so treat it as pocket money.","changelog":[{"date":"2026-10-09","field":"operator","old":"placeholder","new":"Dynata, LLC","source_url":"https://surveys.gobranded.com/page/branded-surveys-terms-of-service/"},{"date":"2026-10-09","field":"countries.nz","old":"placeholder","new":"false","source_url":"https://surveys.gobranded.com/"},{"date":"2026-10-09","field":"countries.au","old":"placeholder","new":"false","source_url":"https://surveys.gobranded.com/"},{"date":"2026-10-09","field":"countries.uk","old":"placeholder","new":"true","source_url":"https://surveys.gobranded.com/"},{"date":"2026-10-09","field":"countries.ca","old":"placeholder","new":"true","source_url":"https://surveys.gobranded.com/"},{"date":"2026-10-09","field":"countries.us","old":"placeholder","new":"true","source_url":"https://surveys.gobranded.com/"},{"date":"2026-10-09","field":"age_min","old":"placeholder","new":"16+","source_url":"https://surveys.gobranded.com/page/branded-surveys-terms-of-service/"},{"date":"2026-10-09","field":"min_cashout.default","old":"placeholder","new":"500 points ($5)","source_url":"https://surveys.gobranded.com/"},{"date":"2026-10-09","field":"payout_methods","old":"placeholder","new":"PayPal, Bank transfer (US only), Gift cards (via Tango), Charity (US only)","source_url":"https://surveys.gobranded.com/how-long-to-receive-payment/"},{"date":"2026-10-09","field":"payout_time","old":"placeholder","new":"1–3 business days","source_url":"https://surveys.gobranded.com/how-long-to-receive-payment/"},{"date":"2026-10-09","field":"points_value","old":"placeholder","new":"100 points = $1 (500 points = $5)","source_url":"https://surveys.gobranded.com/"},{"date":"2026-10-09","field":"points_expiry","old":"placeholder","new":"Points expire 1 year after they are posted","source_url":"https://surveys.gobranded.com/page/branded-surveys-terms-of-service/"},{"date":"2026-10-09","field":"id_verification","old":"placeholder","new":"May be asked to verify identity (via Veriff) when redeeming","source_url":"https://surveys.gobranded.com/page/branded-surveys-terms-of-service/"},{"date":"2026-10-09","field":"reward_range","old":"placeholder","new":"FAQ: 'members can expect to earn between $5–$100 a month', depending on participation","source_url":"https://surveys.gobranded.com/"},{"date":"2026-10-09","field":"apps","old":"placeholder","new":"iOS and Android","source_url":"https://surveys.gobranded.com/"}]},{"id":"survey-junkie","name":"Survey Junkie","operator":{"value":"DISQO (Survey Junkie is wholly owned by DISQO)","status":"official","source_url":"https://lp.surveyjunkie.com/","source_label":"Survey Junkie FAQ (lp.surveyjunkie.com)","checked":"2026-10-09","fetch":"curl"},"official_url":"https://www.surveyjunkie.com/","status":"active","countries":[{"cc":"nz","accepts":{"value":"false","status":"official","source_url":"https://lp.surveyjunkie.com/","source_label":"Survey Junkie FAQ (lp.surveyjunkie.com)","checked":"2026-10-09","fetch":"curl","note":"FAQ: you must reside in the United States, Canada, Australia or the United Kingdom."}},{"cc":"au","accepts":{"value":"true","status":"official","source_url":"https://lp.surveyjunkie.com/","source_label":"Survey Junkie FAQ (lp.surveyjunkie.com)","checked":"2026-10-09","fetch":"curl"}},{"cc":"uk","accepts":{"value":"true","status":"official","source_url":"https://lp.surveyjunkie.com/","source_label":"Survey Junkie FAQ (lp.surveyjunkie.com)","checked":"2026-10-09","fetch":"curl"}},{"cc":"ca","accepts":{"value":"true","status":"official","source_url":"https://lp.surveyjunkie.com/","source_label":"Survey Junkie FAQ (lp.surveyjunkie.com)","checked":"2026-10-09","fetch":"curl"}},{"cc":"us","accepts":{"value":"true","status":"official","source_url":"https://lp.surveyjunkie.com/","source_label":"Survey Junkie FAQ (lp.surveyjunkie.com)","checked":"2026-10-09","fetch":"curl"}}],"age_min":{"value":"18+","status":"official","source_url":"https://lp.surveyjunkie.com/","source_label":"Survey Junkie FAQ (lp.surveyjunkie.com)","checked":"2026-10-09","fetch":"curl","num":18},"min_cashout":[{"cc":"default","method":"any","first_only":false,"cell":{"value":"$5 (500 points)","status":"official","source_url":"https://lp.surveyjunkie.com/","source_label":"Survey Junkie FAQ (lp.surveyjunkie.com)","checked":"2026-10-09","fetch":"curl","num":5,"note":"'Redemption options may vary by location and verification status.'"}}],"payout_methods":[{"method":"paypal","countries":["*"],"cell":{"value":"PayPal","status":"official","source_url":"https://lp.surveyjunkie.com/","source_label":"Survey Junkie FAQ (lp.surveyjunkie.com)","checked":"2026-10-09","fetch":"curl"}},{"method":"bank","countries":[],"cell":{"value":"Bank transfer (varies by location)","status":"official","source_url":"https://lp.surveyjunkie.com/","source_label":"Survey Junkie FAQ (lp.surveyjunkie.com)","checked":"2026-10-09","fetch":"curl"}},{"method":"gift-cards","countries":[],"cell":{"value":"Gift cards (varies by location)","status":"official","source_url":"https://lp.surveyjunkie.com/","source_label":"Survey Junkie FAQ (lp.surveyjunkie.com)","checked":"2026-10-09","fetch":"curl"}}],"payout_time":{"value":"Not published","status":"unknown","source_url":"https://lp.surveyjunkie.com/","source_label":"Survey Junkie FAQ (lp.surveyjunkie.com)","checked":"2026-10-09","fetch":"curl","note":"Survey Junkie says you can redeem 'instantly' but publishes no delivery time on pages we can read; its help centre and terms need JavaScript and www.surveyjunkie.com returns 403 to our crawler.","min_hours":null,"max_hours":null},"points_value":{"value":"100 points = $1 (500 points = $5)","status":"official","source_url":"https://lp.surveyjunkie.com/","source_label":"Survey Junkie FAQ (lp.surveyjunkie.com)","checked":"2026-10-09","fetch":"curl"},"points_expiry":{"value":"Not published","status":"unknown","source_url":"https://app.surveyjunkie.com/help/terms","source_label":"Survey Junkie terms (JavaScript-only page)","checked":"2026-10-09","fetch":"curl","note":"Terms page needs JavaScript; not read."},"id_verification":{"value":"Required before redeeming: text, email or phone checks, and possibly photo ID","status":"official","source_url":"https://lp.surveyjunkie.com/","source_label":"Survey Junkie FAQ (lp.surveyjunkie.com)","checked":"2026-10-09","fetch":"curl"},"reward_range":{"value":"FAQ: 'Complete three surveys daily and earn as much as $40 monthly'","status":"official","source_url":"https://lp.surveyjunkie.com/","source_label":"Survey Junkie FAQ (lp.surveyjunkie.com)","checked":"2026-10-09","fetch":"curl"},"apps":{"ios":null,"android":true,"cell":{"value":"Android app mentioned; iOS not stated on the pages we read","status":"official","source_url":"https://lp.surveyjunkie.com/","source_label":"Survey Junkie FAQ (lp.surveyjunkie.com)","checked":"2026-10-09","fetch":"curl"}},"complaints":[],"not_for":["New Zealanders (not accepted)","Under-18s","Anyone unwilling to verify identity before cashing out"],"verdict_short":"A large, legitimate panel owned by DISQO, with a $5 minimum and an 18+ rule. It accepts the US, Canada, Australia and the UK, but not New Zealand, whatever some NZ lists say. Its own FAQ is clear that you won't get rich and it won't replace a job.","changelog":[{"date":"2026-10-09","field":"operator","old":"placeholder","new":"DISQO (Survey Junkie is wholly owned by DISQO)","source_url":"https://lp.surveyjunkie.com/"},{"date":"2026-10-09","field":"countries.nz","old":"placeholder","new":"false","source_url":"https://lp.surveyjunkie.com/"},{"date":"2026-10-09","field":"countries.au","old":"placeholder","new":"true","source_url":"https://lp.surveyjunkie.com/"},{"date":"2026-10-09","field":"countries.uk","old":"placeholder","new":"true","source_url":"https://lp.surveyjunkie.com/"},{"date":"2026-10-09","field":"countries.ca","old":"placeholder","new":"true","source_url":"https://lp.surveyjunkie.com/"},{"date":"2026-10-09","field":"countries.us","old":"placeholder","new":"true","source_url":"https://lp.surveyjunkie.com/"},{"date":"2026-10-09","field":"age_min","old":"placeholder","new":"18+","source_url":"https://lp.surveyjunkie.com/"},{"date":"2026-10-09","field":"min_cashout.default","old":"placeholder","new":"$5 (500 points)","source_url":"https://lp.surveyjunkie.com/"},{"date":"2026-10-09","field":"payout_methods","old":"placeholder","new":"PayPal, Bank transfer (varies by location), Gift cards (varies by location)","source_url":"https://lp.surveyjunkie.com/"},{"date":"2026-10-09","field":"payout_time","old":"placeholder","new":"Not published","source_url":"https://lp.surveyjunkie.com/"},{"date":"2026-10-09","field":"points_value","old":"placeholder","new":"100 points = $1 (500 points = $5)","source_url":"https://lp.surveyjunkie.com/"},{"date":"2026-10-09","field":"points_expiry","old":"placeholder","new":"Not published","source_url":"https://app.surveyjunkie.com/help/terms"},{"date":"2026-10-09","field":"id_verification","old":"placeholder","new":"Required before redeeming: text, email or phone checks, and possibly photo ID","source_url":"https://lp.surveyjunkie.com/"},{"date":"2026-10-09","field":"reward_range","old":"placeholder","new":"FAQ: 'Complete three surveys daily and earn as much as $40 monthly'","source_url":"https://lp.surveyjunkie.com/"},{"date":"2026-10-09","field":"apps","old":"placeholder","new":"Android app mentioned; iOS not stated on the pages we read","source_url":"https://lp.surveyjunkie.com/"}]},{"id":"swagbucks","name":"Swagbucks","operator":{"value":"Prodege, LLC","status":"official","source_url":"https://www.swagbucks.com/terms-of-use","source_label":"Swagbucks / Prodege Terms of Use (US, effective 1 Sep 2025)","checked":"2026-10-09","fetch":"curl"},"official_url":"https://www.swagbucks.com/","status":"active","countries":[{"cc":"nz","accepts":{"value":"true","status":"official","source_url":"https://help.swagbucks.com/hc/en-us/articles/205640044-Who-is-eligible-to-use-www-swagbucks-com","source_label":"Swagbucks Help: Who is eligible (Internet Archive copy, 26 Aug 2025)","checked":"2026-10-09","fetch":"archive","note":"help.swagbucks.com returns 403 to our crawler, so we read the Internet Archive copy of this official page and checked it against a search-engine copy of the live page."}},{"cc":"au","accepts":{"value":"true","status":"official","source_url":"https://help.swagbucks.com/hc/en-us/articles/205640044-Who-is-eligible-to-use-www-swagbucks-com","source_label":"Swagbucks Help: Who is eligible (Internet Archive copy, 26 Aug 2025)","checked":"2026-10-09","fetch":"archive","note":"help.swagbucks.com returns 403 to our crawler, so we read the Internet Archive copy of this official page and checked it against a search-engine copy of the live page."}},{"cc":"uk","accepts":{"value":"true","status":"official","source_url":"https://help.swagbucks.com/hc/en-us/articles/205640044-Who-is-eligible-to-use-www-swagbucks-com","source_label":"Swagbucks Help: Who is eligible (Internet Archive copy, 26 Aug 2025)","checked":"2026-10-09","fetch":"archive","note":"help.swagbucks.com returns 403 to our crawler, so we read the Internet Archive copy of this official page and checked it against a search-engine copy of the live page."}},{"cc":"ca","accepts":{"value":"true","status":"official","source_url":"https://help.swagbucks.com/hc/en-us/articles/205640044-Who-is-eligible-to-use-www-swagbucks-com","source_label":"Swagbucks Help: Who is eligible (Internet Archive copy, 26 Aug 2025)","checked":"2026-10-09","fetch":"archive","note":"help.swagbucks.com returns 403 to our crawler, so we read the Internet Archive copy of this official page and checked it against a search-engine copy of the live page."}},{"cc":"us","accepts":{"value":"true","status":"official","source_url":"https://help.swagbucks.com/hc/en-us/articles/205640044-Who-is-eligible-to-use-www-swagbucks-com","source_label":"Swagbucks Help: Who is eligible (Internet Archive copy, 26 Aug 2025)","checked":"2026-10-09","fetch":"archive","note":"help.swagbucks.com returns 403 to our crawler, so we read the Internet Archive copy of this official page and checked it against a search-engine copy of the live page."}}],"age_min":{"value":"13+ (parental consent under 18)","status":"official","source_url":"https://www.swagbucks.com/terms-of-use","source_label":"Swagbucks / Prodege Terms of Use (US, effective 1 Sep 2025)","checked":"2026-10-09","fetch":"curl","num":13},"min_cashout":[{"cc":"default","method":"paypal","first_only":false,"cell":{"value":"Not published","status":"unknown","source_url":"https://www.swagbucks.com/rewards/PayPal","source_label":"Swagbucks rewards store: PayPal (JavaScript-only page)","checked":"2026-10-09","fetch":"curl","note":"The rewards store only loads with JavaScript, so we couldn't read it. A search-engine copy shows a $5 PayPal tier, and older Swagbucks articles also mention $3 and $25. We'll list a number once we can read it on Swagbucks' own page."}}],"payout_methods":[{"method":"paypal","countries":["*"],"cell":{"value":"PayPal","status":"official","source_url":"https://help.swagbucks.com/hc/en-us/articles/205640844-Where-is-the-Reward-I-ordered-How-long-will-it-take-to-get-to-me","source_label":"Swagbucks Help: How long will my reward take (Internet Archive copy, 9 Jul 2026)","checked":"2026-10-09","fetch":"archive"}},{"method":"gift-cards","countries":["*"],"cell":{"value":"e-gift cards","status":"official","source_url":"https://help.swagbucks.com/hc/en-us/articles/205640844-Where-is-the-Reward-I-ordered-How-long-will-it-take-to-get-to-me","source_label":"Swagbucks Help: How long will my reward take (Internet Archive copy, 9 Jul 2026)","checked":"2026-10-09","fetch":"archive"}}],"payout_time":{"value":"Up to 10 business days","status":"official","source_url":"https://help.swagbucks.com/hc/en-us/articles/205640844-Where-is-the-Reward-I-ordered-How-long-will-it-take-to-get-to-me","source_label":"Swagbucks Help: How long will my reward take (Internet Archive copy, 9 Jul 2026)","checked":"2026-10-09","fetch":"archive","note":"help.swagbucks.com returns 403 to our crawler, so we read the Internet Archive copy of this official page and checked it against a search-engine copy of the live page.","min_hours":null,"max_hours":240},"points_value":{"value":"Not published","status":"unknown","source_url":"https://www.swagbucks.com/rewards/PayPal","source_label":"Swagbucks rewards store (JavaScript-only page)","checked":"2026-10-09","fetch":"curl","note":"Not stated on any Swagbucks page we could read."},"points_expiry":{"value":"Accounts with no activity for 12 months may be closed; Swagbucks can set expiry rules for SB","status":"official","source_url":"https://www.swagbucks.com/terms-of-use","source_label":"Swagbucks / Prodege Terms of Use (US, effective 1 Sep 2025)","checked":"2026-10-09","fetch":"curl"},"id_verification":{"value":"May require photo ID (passport, driver's licence or state ID) or phone verification before redeeming","status":"official","source_url":"https://www.swagbucks.com/terms-of-use","source_label":"Swagbucks / Prodege Terms of Use (US, effective 1 Sep 2025)","checked":"2026-10-09","fetch":"curl"},"reward_range":{"value":"Not published","status":"unknown","source_url":"https://www.swagbucks.com/terms-of-use","source_label":"Swagbucks / Prodege Terms of Use (US, effective 1 Sep 2025)","checked":"2026-10-09","fetch":"curl","note":"Swagbucks publishes no per-survey or monthly range on pages we could read."},"apps":{"ios":true,"android":true,"cell":{"value":"iOS and Android","status":"official","source_url":"https://www.swagbucks.com/mobile","source_label":"Swagbucks mobile page (app store links)","checked":"2026-10-09","fetch":"curl"}},"complaints":[],"not_for":["People who only want surveys: much of Swagbucks is shopping cashback, videos and offers","Anyone who can't verify a phone number or ID when asked"],"verdict_short":"A long-running rewards site from Prodege that takes all five of our countries, from age 13. Surveys are only one part of it. Its help pages are blocked to our checker and its PayPal minimum only appears on a JavaScript page, so we treat the cash-out figure as unconfirmed.","changelog":[{"date":"2026-10-09","field":"operator","old":"placeholder","new":"Prodege, LLC","source_url":"https://www.swagbucks.com/terms-of-use"},{"date":"2026-10-09","field":"countries.nz","old":"placeholder","new":"true","source_url":"https://help.swagbucks.com/hc/en-us/articles/205640044-Who-is-eligible-to-use-www-swagbucks-com"},{"date":"2026-10-09","field":"countries.au","old":"placeholder","new":"true","source_url":"https://help.swagbucks.com/hc/en-us/articles/205640044-Who-is-eligible-to-use-www-swagbucks-com"},{"date":"2026-10-09","field":"countries.uk","old":"placeholder","new":"true","source_url":"https://help.swagbucks.com/hc/en-us/articles/205640044-Who-is-eligible-to-use-www-swagbucks-com"},{"date":"2026-10-09","field":"countries.ca","old":"placeholder","new":"true","source_url":"https://help.swagbucks.com/hc/en-us/articles/205640044-Who-is-eligible-to-use-www-swagbucks-com"},{"date":"2026-10-09","field":"countries.us","old":"placeholder","new":"true","source_url":"https://help.swagbucks.com/hc/en-us/articles/205640044-Who-is-eligible-to-use-www-swagbucks-com"},{"date":"2026-10-09","field":"age_min","old":"placeholder","new":"13+ (parental consent under 18)","source_url":"https://www.swagbucks.com/terms-of-use"},{"date":"2026-10-09","field":"min_cashout.default","old":"placeholder","new":"Not published","source_url":"https://www.swagbucks.com/rewards/PayPal"},{"date":"2026-10-09","field":"payout_methods","old":"placeholder","new":"PayPal, e-gift cards","source_url":"https://help.swagbucks.com/hc/en-us/articles/205640844-Where-is-the-Reward-I-ordered-How-long-will-it-take-to-get-to-me"},{"date":"2026-10-09","field":"payout_time","old":"placeholder","new":"Up to 10 business days","source_url":"https://help.swagbucks.com/hc/en-us/articles/205640844-Where-is-the-Reward-I-ordered-How-long-will-it-take-to-get-to-me"},{"date":"2026-10-09","field":"points_value","old":"placeholder","new":"Not published","source_url":"https://www.swagbucks.com/rewards/PayPal"},{"date":"2026-10-09","field":"points_expiry","old":"placeholder","new":"Accounts with no activity for 12 months may be closed; Swagbucks can set expiry rules for SB","source_url":"https://www.swagbucks.com/terms-of-use"},{"date":"2026-10-09","field":"id_verification","old":"placeholder","new":"May require photo ID (passport, driver's licence or state ID) or phone verification before redeeming","source_url":"https://www.swagbucks.com/terms-of-use"},{"date":"2026-10-09","field":"reward_range","old":"placeholder","new":"Not published","source_url":"https://www.swagbucks.com/terms-of-use"},{"date":"2026-10-09","field":"apps","old":"placeholder","new":"iOS and Android","source_url":"https://www.swagbucks.com/mobile"}]},{"id":"kantar-new-zealand","name":"Kantar New Zealand (Standpoints)","operator":{"value":"Kantar Insights New Zealand Ltd (also runs ConsumerLink)","status":"official","source_url":"https://www.kantarnewzealand.com/do-our-surveys/panel-faqs/","source_label":"Kantar NZ panel FAQs","checked":"2026-10-09","fetch":"curl"},"official_url":"https://www.kantarnewzealand.com/do-our-surveys/","status":"active","countries":[{"cc":"nz","accepts":{"value":"true","status":"official","source_url":"https://standpoints.co.nz/wp-content/uploads/2026/05/Kantar-Panel-Policy_May2026.pdf","source_label":"Kantar NZ Panel Policy (May 2026, PDF)","checked":"2026-10-09","fetch":"curl"}},{"cc":"au","accepts":{"value":"false","status":"official","source_url":"https://standpoints.co.nz/wp-content/uploads/2026/05/Kantar-Panel-Policy_May2026.pdf","source_label":"Kantar NZ Panel Policy (May 2026, PDF)","checked":"2026-10-09","fetch":"curl","note":"Panel policy: open 'to New Zealand residents only'."}},{"cc":"uk","accepts":{"value":"false","status":"official","source_url":"https://standpoints.co.nz/wp-content/uploads/2026/05/Kantar-Panel-Policy_May2026.pdf","source_label":"Kantar NZ Panel Policy (May 2026, PDF)","checked":"2026-10-09","fetch":"curl","note":"Panel policy: open 'to New Zealand residents only'."}},{"cc":"ca","accepts":{"value":"false","status":"official","source_url":"https://standpoints.co.nz/wp-content/uploads/2026/05/Kantar-Panel-Policy_May2026.pdf","source_label":"Kantar NZ Panel Policy (May 2026, PDF)","checked":"2026-10-09","fetch":"curl","note":"Panel policy: open 'to New Zealand residents only'."}},{"cc":"us","accepts":{"value":"false","status":"official","source_url":"https://standpoints.co.nz/wp-content/uploads/2026/05/Kantar-Panel-Policy_May2026.pdf","source_label":"Kantar NZ Panel Policy (May 2026, PDF)","checked":"2026-10-09","fetch":"curl","note":"Panel policy: open 'to New Zealand residents only'."}}],"age_min":{"value":"15+","status":"official","source_url":"https://standpoints.co.nz/wp-content/uploads/2026/05/Kantar-Panel-Policy_May2026.pdf","source_label":"Kantar NZ Panel Policy (May 2026, PDF)","checked":"2026-10-09","fetch":"curl","num":15},"min_cashout":[{"cc":"default","method":"gift-cards","first_only":false,"cell":{"value":"28 Standpoints = NZ$5 GiftPay e-voucher","status":"official","source_url":"https://www.kantarnewzealand.com/faq-topic/standpoints-and-prize-draws/","source_label":"Kantar NZ FAQ: Standpoints and prize draws","checked":"2026-10-09","fetch":"curl","num":5,"currency":"NZD"}}],"payout_methods":[{"method":"gift-cards","countries":["nz"],"cell":{"value":"GiftPay e-vouchers (40+ NZ retailers)","status":"official","source_url":"https://www.kantarnewzealand.com/do-our-surveys/panel-faqs/","source_label":"Kantar NZ panel FAQs","checked":"2026-10-09","fetch":"curl"}},{"method":"airpoints","countries":["nz"],"cell":{"value":"Airpoints instead of Standpoints, for Koru members","status":"official","source_url":"https://www.kantarnewzealand.com/do-our-surveys/","source_label":"Kantar NZ: Do our surveys","checked":"2026-10-09","fetch":"curl"}}],"payout_time":{"value":"GiftPay vouchers 'processed instantly'","status":"official","source_url":"https://www.kantarnewzealand.com/do-our-surveys/panel-faqs/","source_label":"Kantar NZ panel FAQs","checked":"2026-10-09","fetch":"curl","note":"Standpoints usually post within 14 days of the survey's close date.","min_hours":0,"max_hours":null},"points_value":{"value":"28 Standpoints = $5, 56 = $10 … 280 = $50","status":"official","source_url":"https://www.kantarnewzealand.com/faq-topic/standpoints-and-prize-draws/","source_label":"Kantar NZ FAQ: Standpoints and prize draws","checked":"2026-10-09","fetch":"curl"},"points_expiry":{"value":"Standpoints expire 36 months after they're earned","status":"official","source_url":"https://standpoints.co.nz/wp-content/uploads/2026/05/Kantar-Panel-Policy_May2026.pdf","source_label":"Kantar NZ Panel Policy (May 2026, PDF)","checked":"2026-10-09","fetch":"curl"},"id_verification":{"value":"Registration needs full legal name, date of birth, address and phone; no ID check is described","status":"official","source_url":"https://standpoints.co.nz/wp-content/uploads/2026/05/Kantar-Panel-Policy_May2026.pdf","source_label":"Kantar NZ Panel Policy (May 2026, PDF)","checked":"2026-10-09","fetch":"curl"},"reward_range":{"value":"Not published","status":"unknown","source_url":"https://www.kantarnewzealand.com/faq-topic/standpoints-and-prize-draws/","source_label":"Kantar NZ FAQ: Standpoints and prize draws","checked":"2026-10-09","fetch":"curl","note":"Points depend on survey length; no range is published."},"apps":{"ios":null,"android":null,"cell":{"value":"Not published","status":"unknown","source_url":"https://www.kantarnewzealand.com/do-our-surveys/","source_label":"Kantar NZ: Do our surveys","checked":"2026-10-09","fetch":"curl","note":"No app is mentioned on Kantar NZ's panel pages."}},"complaints":[],"not_for":["Anyone outside New Zealand","People who want PayPal or bank cash: rewards are GiftPay vouchers or Airpoints"],"verdict_short":"New Zealand's own Kantar panel (formerly ConsumerLink/Flybuys). It's for NZ residents 15+, with a low NZ$5 first voucher (28 Standpoints) and points that last three years. It pays in vouchers or Airpoints, not cash.","changelog":[{"date":"2026-10-09","field":"operator","old":"placeholder","new":"Kantar Insights New Zealand Ltd (also runs ConsumerLink)","source_url":"https://www.kantarnewzealand.com/do-our-surveys/panel-faqs/"},{"date":"2026-10-09","field":"countries.nz","old":"placeholder","new":"true","source_url":"https://standpoints.co.nz/wp-content/uploads/2026/05/Kantar-Panel-Policy_May2026.pdf"},{"date":"2026-10-09","field":"countries.au","old":"placeholder","new":"false","source_url":"https://standpoints.co.nz/wp-content/uploads/2026/05/Kantar-Panel-Policy_May2026.pdf"},{"date":"2026-10-09","field":"countries.uk","old":"placeholder","new":"false","source_url":"https://standpoints.co.nz/wp-content/uploads/2026/05/Kantar-Panel-Policy_May2026.pdf"},{"date":"2026-10-09","field":"countries.ca","old":"placeholder","new":"false","source_url":"https://standpoints.co.nz/wp-content/uploads/2026/05/Kantar-Panel-Policy_May2026.pdf"},{"date":"2026-10-09","field":"countries.us","old":"placeholder","new":"false","source_url":"https://standpoints.co.nz/wp-content/uploads/2026/05/Kantar-Panel-Policy_May2026.pdf"},{"date":"2026-10-09","field":"age_min","old":"placeholder","new":"15+","source_url":"https://standpoints.co.nz/wp-content/uploads/2026/05/Kantar-Panel-Policy_May2026.pdf"},{"date":"2026-10-09","field":"min_cashout.default","old":"placeholder","new":"28 Standpoints = NZ$5 GiftPay e-voucher","source_url":"https://www.kantarnewzealand.com/faq-topic/standpoints-and-prize-draws/"},{"date":"2026-10-09","field":"payout_methods","old":"placeholder","new":"GiftPay e-vouchers (40+ NZ retailers), Airpoints instead of Standpoints, for Koru members","source_url":"https://www.kantarnewzealand.com/do-our-surveys/panel-faqs/"},{"date":"2026-10-09","field":"payout_time","old":"placeholder","new":"GiftPay vouchers 'processed instantly'","source_url":"https://www.kantarnewzealand.com/do-our-surveys/panel-faqs/"},{"date":"2026-10-09","field":"points_value","old":"placeholder","new":"28 Standpoints = $5, 56 = $10 … 280 = $50","source_url":"https://www.kantarnewzealand.com/faq-topic/standpoints-and-prize-draws/"},{"date":"2026-10-09","field":"points_expiry","old":"placeholder","new":"Standpoints expire 36 months after they're earned","source_url":"https://standpoints.co.nz/wp-content/uploads/2026/05/Kantar-Panel-Policy_May2026.pdf"},{"date":"2026-10-09","field":"id_verification","old":"placeholder","new":"Registration needs full legal name, date of birth, address and phone; no ID check is described","source_url":"https://standpoints.co.nz/wp-content/uploads/2026/05/Kantar-Panel-Policy_May2026.pdf"},{"date":"2026-10-09","field":"reward_range","old":"placeholder","new":"Not published","source_url":"https://www.kantarnewzealand.com/faq-topic/standpoints-and-prize-draws/"},{"date":"2026-10-09","field":"apps","old":"placeholder","new":"Not published","source_url":"https://www.kantarnewzealand.com/do-our-surveys/"}]},{"id":"octopus-group","name":"Octopus Group","operator":{"value":"Octopus Surveys Pty Ltd (Australian owned)","status":"official","source_url":"https://www.octopusgroup.com.au/terms.html","source_label":"Octopus Group Terms (updated 28 Aug 2026)","checked":"2026-10-09","fetch":"curl"},"official_url":"https://www.octopusgroup.com.au/","status":"active","countries":[{"cc":"nz","accepts":{"value":"true","status":"official","source_url":"https://www.octopusgroup.com.au/terms.html","source_label":"Octopus Group Terms (updated 28 Aug 2026)","checked":"2026-10-09","fetch":"curl"}},{"cc":"au","accepts":{"value":"true","status":"official","source_url":"https://www.octopusgroup.com.au/terms.html","source_label":"Octopus Group Terms (updated 28 Aug 2026)","checked":"2026-10-09","fetch":"curl"}},{"cc":"uk","accepts":{"value":"false","status":"official","source_url":"https://www.octopusgroup.com.au/terms.html","source_label":"Octopus Group Terms (updated 28 Aug 2026)","checked":"2026-10-09","fetch":"curl","note":"Terms: open to members in Australia and New Zealand."}},{"cc":"ca","accepts":{"value":"false","status":"official","source_url":"https://www.octopusgroup.com.au/terms.html","source_label":"Octopus Group Terms (updated 28 Aug 2026)","checked":"2026-10-09","fetch":"curl","note":"Terms: open to members in Australia and New Zealand."}},{"cc":"us","accepts":{"value":"false","status":"official","source_url":"https://www.octopusgroup.com.au/terms.html","source_label":"Octopus Group Terms (updated 28 Aug 2026)","checked":"2026-10-09","fetch":"curl","note":"Terms: open to members in Australia and New Zealand."}}],"age_min":{"value":"15+ (parental consent under 18)","status":"official","source_url":"https://www.octopusgroup.com.au/terms.html","source_label":"Octopus Group Terms (updated 28 Aug 2026)","checked":"2026-10-09","fetch":"curl","num":15},"min_cashout":[{"cc":"nz","method":"bank","first_only":false,"cell":{"value":"NZ$20, then NZ$5 steps","status":"official","source_url":"https://www.octopusgroup.com.au/terms.html","source_label":"Octopus Group Terms (updated 28 Aug 2026)","checked":"2026-10-09","fetch":"curl","num":20,"currency":"NZD"}},{"cc":"default","method":"bank","first_only":false,"cell":{"value":"A$20, then $5 steps","status":"official","source_url":"https://www.octopusgroup.com.au/terms.html","source_label":"Octopus Group Terms (updated 28 Aug 2026)","checked":"2026-10-09","fetch":"curl","num":20,"currency":"AUD"}}],"payout_methods":[{"method":"bank","countries":["au","nz"],"cell":{"value":"Bank transfer to an AU or NZ bank account","status":"official","source_url":"https://www.octopusgroup.com.au/terms.html","source_label":"Octopus Group Terms (updated 28 Aug 2026)","checked":"2026-10-09","fetch":"curl"}},{"method":"gift-cards","countries":["au","nz"],"cell":{"value":"e-gift cards","status":"official","source_url":"https://www.octopusgroup.com.au/faq.html","source_label":"Octopus Group FAQs","checked":"2026-10-09","fetch":"curl"}}],"payout_time":{"value":"Allow up to 30 business days","status":"official","source_url":"https://www.octopusgroup.com.au/terms.html","source_label":"Octopus Group Terms (updated 28 Aug 2026)","checked":"2026-10-09","fetch":"curl","note":"The FAQ says bank transfers 'could take up to 30 days'; e-gift cards arrive in seconds.","min_hours":null,"max_hours":720},"points_value":{"value":"Rewards are in cash (A$ or NZ$), not points","status":"official","source_url":"https://www.octopusgroup.com.au/terms.html","source_label":"Octopus Group Terms (updated 28 Aug 2026)","checked":"2026-10-09","fetch":"curl"},"points_expiry":{"value":"Cash never expires while you're active; it's forfeited if your membership ends or is closed for inactivity","status":"official","source_url":"https://www.octopusgroup.com.au/terms.html","source_label":"Octopus Group Terms (updated 28 Aug 2026)","checked":"2026-10-09","fetch":"curl"},"id_verification":{"value":"Mandatory one-time ID check before redeeming (driver's licence or passport plus a face scan) for members 18+","status":"official","source_url":"https://www.octopusgroup.com.au/terms.html","source_label":"Octopus Group Terms (updated 28 Aug 2026)","checked":"2026-10-09","fetch":"curl"},"reward_range":{"value":"'A small cash reward' for screen-outs, at least $0.05","status":"official","source_url":"https://www.octopusgroup.com.au/faq.html","source_label":"Octopus Group FAQs","checked":"2026-10-09","fetch":"curl"},"apps":{"ios":true,"android":true,"cell":{"value":"iOS and Android","status":"official","source_url":"https://www.octopusgroup.com.au/faq.html","source_label":"Octopus Group FAQs","checked":"2026-10-09","fetch":"curl"}},"complaints":[{"platform":"ProductReview.com.au","url":"https://www.productreview.com.au/listings/octopus-group","rating":1.9,"count":19,"read":"2026-10-09","themes":["ID upload and face scan required to cash out","frequent screen-outs and quota-fulls","slow to reach the $20 minimum","account blocked at cash-out"],"sample":"10 most recent reviews on page 1 (Dec 2024–Aug 2026)"}],"not_for":["Anyone outside Australia and New Zealand","People who won't upload ID: it's required before your first cash-out","People who want PayPal"],"verdict_short":"A small Australian-owned panel that pays real cash by bank transfer to AU and NZ accounts. The A$/NZ$20 minimum is high, ID verification is compulsory, and its ProductReview.com.au reviews mostly complain about screen-outs and blocked cash-outs.","changelog":[{"date":"2026-10-09","field":"operator","old":"placeholder","new":"Octopus Surveys Pty Ltd (Australian owned)","source_url":"https://www.octopusgroup.com.au/terms.html"},{"date":"2026-10-09","field":"countries.nz","old":"placeholder","new":"true","source_url":"https://www.octopusgroup.com.au/terms.html"},{"date":"2026-10-09","field":"countries.au","old":"placeholder","new":"true","source_url":"https://www.octopusgroup.com.au/terms.html"},{"date":"2026-10-09","field":"countries.uk","old":"placeholder","new":"false","source_url":"https://www.octopusgroup.com.au/terms.html"},{"date":"2026-10-09","field":"countries.ca","old":"placeholder","new":"false","source_url":"https://www.octopusgroup.com.au/terms.html"},{"date":"2026-10-09","field":"countries.us","old":"placeholder","new":"false","source_url":"https://www.octopusgroup.com.au/terms.html"},{"date":"2026-10-09","field":"age_min","old":"placeholder","new":"15+ (parental consent under 18)","source_url":"https://www.octopusgroup.com.au/terms.html"},{"date":"2026-10-09","field":"min_cashout.nz","old":"placeholder","new":"NZ$20, then NZ$5 steps","source_url":"https://www.octopusgroup.com.au/terms.html"},{"date":"2026-10-09","field":"min_cashout.default","old":"placeholder","new":"A$20, then $5 steps","source_url":"https://www.octopusgroup.com.au/terms.html"},{"date":"2026-10-09","field":"payout_methods","old":"placeholder","new":"Bank transfer to an AU or NZ bank account, e-gift cards","source_url":"https://www.octopusgroup.com.au/terms.html"},{"date":"2026-10-09","field":"payout_time","old":"placeholder","new":"Allow up to 30 business days","source_url":"https://www.octopusgroup.com.au/terms.html"},{"date":"2026-10-09","field":"points_value","old":"placeholder","new":"Rewards are in cash (A$ or NZ$), not points","source_url":"https://www.octopusgroup.com.au/terms.html"},{"date":"2026-10-09","field":"points_expiry","old":"placeholder","new":"Cash never expires while you're active; it's forfeited if your membership ends or is closed for inactivity","source_url":"https://www.octopusgroup.com.au/terms.html"},{"date":"2026-10-09","field":"id_verification","old":"placeholder","new":"Mandatory one-time ID check before redeeming (driver's licence or passport plus a face scan) for members 18+","source_url":"https://www.octopusgroup.com.au/terms.html"},{"date":"2026-10-09","field":"reward_range","old":"placeholder","new":"'A small cash reward' for screen-outs, at least $0.05","source_url":"https://www.octopusgroup.com.au/faq.html"},{"date":"2026-10-09","field":"apps","old":"placeholder","new":"iOS and Android","source_url":"https://www.octopusgroup.com.au/faq.html"},{"date":"2026-10-09","field":"complaints","old":"","new":"ProductReview.com.au: 1.9 from 19 reviews","source_url":"https://www.productreview.com.au/listings/octopus-group"}]},{"id":"opinion-world","name":"OpinionWorld (NZ)","operator":{"value":"Dynata, LLC","status":"official","source_url":"https://www.opinionworld.co.nz/terms","source_label":"OpinionWorld NZ / Dynata Terms","checked":"2026-10-09","fetch":"curl"},"official_url":"https://www.opinionworld.co.nz/","status":"active","countries":[{"cc":"nz","accepts":{"value":"true","status":"official","source_url":"https://www.opinionworld.co.nz/terms","source_label":"OpinionWorld NZ / Dynata Terms","checked":"2026-10-09","fetch":"curl"}},{"cc":"au","accepts":{"value":"false","status":"official","source_url":"https://www.opinionworld.co.nz/terms","source_label":"OpinionWorld NZ / Dynata Terms","checked":"2026-10-09","fetch":"curl","note":"This is the New Zealand OpinionWorld panel: terms say 18+ 'residing in New Zealand'. Other countries have separate Dynata panels we haven't reviewed."}},{"cc":"uk","accepts":{"value":"false","status":"official","source_url":"https://www.opinionworld.co.nz/terms","source_label":"OpinionWorld NZ / Dynata Terms","checked":"2026-10-09","fetch":"curl","note":"This is the New Zealand OpinionWorld panel: terms say 18+ 'residing in New Zealand'. Other countries have separate Dynata panels we haven't reviewed."}},{"cc":"ca","accepts":{"value":"false","status":"official","source_url":"https://www.opinionworld.co.nz/terms","source_label":"OpinionWorld NZ / Dynata Terms","checked":"2026-10-09","fetch":"curl","note":"This is the New Zealand OpinionWorld panel: terms say 18+ 'residing in New Zealand'. Other countries have separate Dynata panels we haven't reviewed."}},{"cc":"us","accepts":{"value":"false","status":"official","source_url":"https://www.opinionworld.co.nz/terms","source_label":"OpinionWorld NZ / Dynata Terms","checked":"2026-10-09","fetch":"curl","note":"This is the New Zealand OpinionWorld panel: terms say 18+ 'residing in New Zealand'. Other countries have separate Dynata panels we haven't reviewed."}}],"age_min":{"value":"18+","status":"official","source_url":"https://www.opinionworld.co.nz/terms","source_label":"OpinionWorld NZ / Dynata Terms","checked":"2026-10-09","fetch":"curl","num":18},"min_cashout":[{"cc":"default","method":"any","first_only":false,"cell":{"value":"US$50 equivalent unless a lower option is offered (shown in your account)","status":"in-app-only","source_url":"https://www.opinionworld.co.nz/terms","source_label":"OpinionWorld NZ / Dynata Terms","checked":"2026-10-09","fetch":"curl","note":"Terms: the minimum is 'the equivalent of Fifty United States Dollars ($50)' unless there is a lower redemption option. The rewards catalogue needs a login, so we can't see the lowest option."}}],"payout_methods":[{"method":"gift-cards","countries":["nz"],"cell":{"value":"Gift cards","status":"official","source_url":"https://www.opinionworld.co.nz/","source_label":"OpinionWorld NZ home page","checked":"2026-10-09","fetch":"curl"}},{"method":"paypal","countries":["nz"],"cell":{"value":"PayPal credit","status":"official","source_url":"https://www.opinionworld.co.nz/","source_label":"OpinionWorld NZ home page","checked":"2026-10-09","fetch":"curl"}},{"method":"visa-prepaid","countries":["nz"],"cell":{"value":"Virtual Mastercard or Visa (identity check may apply)","status":"official","source_url":"https://www.opinionworld.co.nz/terms","source_label":"OpinionWorld NZ / Dynata Terms","checked":"2026-10-09","fetch":"curl"}}],"payout_time":{"value":"Not published","status":"unknown","source_url":"https://www.opinionworld.co.nz/terms","source_label":"OpinionWorld NZ / Dynata Terms","checked":"2026-10-09","fetch":"curl","note":"No delivery time is published on pages we can read.","min_hours":null,"max_hours":null},"points_value":{"value":"Not published","status":"unknown","source_url":"https://www.opinionworld.co.nz/","source_label":"OpinionWorld NZ home page","checked":"2026-10-09","fetch":"curl","note":"The home page says 'earn up to 300 points per survey' but doesn't say what a point is worth."},"points_expiry":{"value":"Points expire 1 year after they are posted","status":"official","source_url":"https://www.opinionworld.co.nz/terms","source_label":"OpinionWorld NZ / Dynata Terms","checked":"2026-10-09","fetch":"curl"},"id_verification":{"value":"May be asked to verify identity (via Veriff) when redeeming","status":"official","source_url":"https://www.opinionworld.co.nz/terms","source_label":"OpinionWorld NZ / Dynata Terms","checked":"2026-10-09","fetch":"curl"},"reward_range":{"value":"'Earn up to 300 points per survey' (point value not published)","status":"official","source_url":"https://www.opinionworld.co.nz/","source_label":"OpinionWorld NZ home page","checked":"2026-10-09","fetch":"curl"},"apps":{"ios":null,"android":null,"cell":{"value":"No app; works in desktop and mobile browsers","status":"official","source_url":"https://www.opinionworld.co.nz/","source_label":"OpinionWorld NZ home page","checked":"2026-10-09","fetch":"curl"}},"complaints":[],"not_for":["Under-18s","Anyone outside New Zealand (this NZ panel)","People who want to know the cash-out minimum before joining"],"verdict_short":"Dynata's New Zealand panel: legitimate, 18+, NZ residents only. The terms set a US$50-equivalent minimum unless a lower option exists, and the real catalogue is behind a login. Points expire after a year, so cash out before they lapse.","changelog":[{"date":"2026-10-09","field":"operator","old":"placeholder","new":"Dynata, LLC","source_url":"https://www.opinionworld.co.nz/terms"},{"date":"2026-10-09","field":"countries.nz","old":"placeholder","new":"true","source_url":"https://www.opinionworld.co.nz/terms"},{"date":"2026-10-09","field":"countries.au","old":"placeholder","new":"false","source_url":"https://www.opinionworld.co.nz/terms"},{"date":"2026-10-09","field":"countries.uk","old":"placeholder","new":"false","source_url":"https://www.opinionworld.co.nz/terms"},{"date":"2026-10-09","field":"countries.ca","old":"placeholder","new":"false","source_url":"https://www.opinionworld.co.nz/terms"},{"date":"2026-10-09","field":"countries.us","old":"placeholder","new":"false","source_url":"https://www.opinionworld.co.nz/terms"},{"date":"2026-10-09","field":"age_min","old":"placeholder","new":"18+","source_url":"https://www.opinionworld.co.nz/terms"},{"date":"2026-10-09","field":"min_cashout.default","old":"placeholder","new":"US$50 equivalent unless a lower option is offered (shown in your account)","source_url":"https://www.opinionworld.co.nz/terms"},{"date":"2026-10-09","field":"payout_methods","old":"placeholder","new":"Gift cards, PayPal credit, Virtual Mastercard or Visa (identity check may apply)","source_url":"https://www.opinionworld.co.nz/"},{"date":"2026-10-09","field":"payout_time","old":"placeholder","new":"Not published","source_url":"https://www.opinionworld.co.nz/terms"},{"date":"2026-10-09","field":"points_value","old":"placeholder","new":"Not published","source_url":"https://www.opinionworld.co.nz/"},{"date":"2026-10-09","field":"points_expiry","old":"placeholder","new":"Points expire 1 year after they are posted","source_url":"https://www.opinionworld.co.nz/terms"},{"date":"2026-10-09","field":"id_verification","old":"placeholder","new":"May be asked to verify identity (via Veriff) when redeeming","source_url":"https://www.opinionworld.co.nz/terms"},{"date":"2026-10-09","field":"reward_range","old":"placeholder","new":"'Earn up to 300 points per survey' (point value not published)","source_url":"https://www.opinionworld.co.nz/"},{"date":"2026-10-09","field":"apps","old":"placeholder","new":"No app; works in desktop and mobile browsers","source_url":"https://www.opinionworld.co.nz/"}]},{"id":"prolific","name":"Prolific","operator":{"value":"Prolific (co-founded at Oxford University in 2014)","status":"official","source_url":"https://www.prolific.com/participants","source_label":"Prolific: Participants page","checked":"2026-10-09","fetch":"curl"},"official_url":"https://www.prolific.com/participants","status":"active","countries":[{"cc":"nz","accepts":{"value":"true","status":"official","source_url":"https://participant-help.prolific.com/en/articles/445007-who-can-participate-in-studies-on-prolific","source_label":"Prolific Help: Who can participate (2 Sep 2026)","checked":"2026-10-09","fetch":"curl","note":"New sign-ups may join a waitlist first."}},{"cc":"au","accepts":{"value":"true","status":"official","source_url":"https://participant-help.prolific.com/en/articles/445007-who-can-participate-in-studies-on-prolific","source_label":"Prolific Help: Who can participate (2 Sep 2026)","checked":"2026-10-09","fetch":"curl","note":"New sign-ups may join a waitlist first."}},{"cc":"uk","accepts":{"value":"true","status":"official","source_url":"https://participant-help.prolific.com/en/articles/445007-who-can-participate-in-studies-on-prolific","source_label":"Prolific Help: Who can participate (2 Sep 2026)","checked":"2026-10-09","fetch":"curl","note":"New sign-ups may join a waitlist first."}},{"cc":"ca","accepts":{"value":"true","status":"official","source_url":"https://participant-help.prolific.com/en/articles/445007-who-can-participate-in-studies-on-prolific","source_label":"Prolific Help: Who can participate (2 Sep 2026)","checked":"2026-10-09","fetch":"curl","note":"New sign-ups may join a waitlist first."}},{"cc":"us","accepts":{"value":"true","status":"official","source_url":"https://participant-help.prolific.com/en/articles/445007-who-can-participate-in-studies-on-prolific","source_label":"Prolific Help: Who can participate (2 Sep 2026)","checked":"2026-10-09","fetch":"curl","note":"New sign-ups may join a waitlist first."}}],"age_min":{"value":"18+","status":"official","source_url":"https://participant-help.prolific.com/en/articles/445007-who-can-participate-in-studies-on-prolific","source_label":"Prolific Help: Who can participate (2 Sep 2026)","checked":"2026-10-09","fetch":"curl","num":18},"min_cashout":[{"cc":"uk","method":"paypal","first_only":false,"cell":{"value":"£6 (GBP and USD balances combined)","status":"official","source_url":"https://participant-help.prolific.com/en/articles/445063-when-can-i-cash-out","source_label":"Prolific Help: When can I cash out?","checked":"2026-10-09","fetch":"curl","num":6,"currency":"GBP"}},{"cc":"default","method":"paypal","first_only":false,"cell":{"value":"$6 or £6 (GBP and USD balances combined)","status":"official","source_url":"https://participant-help.prolific.com/en/articles/445063-when-can-i-cash-out","source_label":"Prolific Help: When can I cash out?","checked":"2026-10-09","fetch":"curl","num":6,"currency":"USD"}}],"payout_methods":[{"method":"paypal","countries":["*"],"cell":{"value":"PayPal only (cash, no gift cards)","status":"official","source_url":"https://www.prolific.com/participants","source_label":"Prolific: Participants page","checked":"2026-10-09","fetch":"curl"}}],"payout_time":{"value":"Instant to PayPal after your first 4 cash-outs","status":"official","source_url":"https://www.prolific.com/participants","source_label":"Prolific: Participants page","checked":"2026-10-09","fetch":"curl","note":"Until your 4th cash-out there is a 72-hour wait between cash-outs. A study's reward reaches your balance when the researcher approves it, or automatically after 22 days.","min_hours":0,"max_hours":72},"points_value":{"value":"Paid in cash (GBP/USD), not points","status":"official","source_url":"https://www.prolific.com/participants","source_label":"Prolific: Participants page","checked":"2026-10-09","fetch":"curl"},"points_expiry":{"value":"Not published","status":"unknown","source_url":"https://participant-help.prolific.com/en/articles/445063-when-can-i-cash-out","source_label":"Prolific Help: When can I cash out?","checked":"2026-10-09","fetch":"curl","note":"No expiry rule is published in the help articles we read."},"id_verification":{"value":"Photo ID and selfie video (via Onfido) to verify your account","status":"official","source_url":"https://participant-help.prolific.com/en/articles/445010-verifying-your-identity-faq","source_label":"Prolific Help: Verifying your identity FAQ","checked":"2026-10-09","fetch":"curl"},"reward_range":{"value":"Researchers must pay at least £6/$8 an hour; Prolific recommends £9/$12 or more","status":"official","source_url":"https://participant-help.prolific.com/en/articles/445043-underpaying-studies","source_label":"Prolific Help: Underpaying studies (28 Jul 2026)","checked":"2026-10-09","fetch":"curl"},"apps":{"ios":false,"android":false,"cell":{"value":"No app; web only (browser extension for alerts)","status":"official","source_url":"https://participant-help.prolific.com/en/articles/445005-does-prolific-have-a-mobile-app","source_label":"Prolific Help: Does Prolific have a mobile app?","checked":"2026-10-09","fetch":"curl"}},"complaints":[],"not_for":["Under-18s","People without PayPal","Anyone who needs to start today: new sign-ups can wait on a waitlist"],"verdict_short":"Not a survey panel in the usual sense: academic and AI research studies that pay cash to PayPal, with a published minimum hourly rate. It accepts all five of our countries from 18+, though you may wait on a waitlist. We get nothing for recommending it.","changelog":[{"date":"2026-10-09","field":"operator","old":"placeholder","new":"Prolific (co-founded at Oxford University in 2014)","source_url":"https://www.prolific.com/participants"},{"date":"2026-10-09","field":"countries.nz","old":"placeholder","new":"true","source_url":"https://participant-help.prolific.com/en/articles/445007-who-can-participate-in-studies-on-prolific"},{"date":"2026-10-09","field":"countries.au","old":"placeholder","new":"true","source_url":"https://participant-help.prolific.com/en/articles/445007-who-can-participate-in-studies-on-prolific"},{"date":"2026-10-09","field":"countries.uk","old":"placeholder","new":"true","source_url":"https://participant-help.prolific.com/en/articles/445007-who-can-participate-in-studies-on-prolific"},{"date":"2026-10-09","field":"countries.ca","old":"placeholder","new":"true","source_url":"https://participant-help.prolific.com/en/articles/445007-who-can-participate-in-studies-on-prolific"},{"date":"2026-10-09","field":"countries.us","old":"placeholder","new":"true","source_url":"https://participant-help.prolific.com/en/articles/445007-who-can-participate-in-studies-on-prolific"},{"date":"2026-10-09","field":"age_min","old":"placeholder","new":"18+","source_url":"https://participant-help.prolific.com/en/articles/445007-who-can-participate-in-studies-on-prolific"},{"date":"2026-10-09","field":"min_cashout.uk","old":"placeholder","new":"£6 (GBP and USD balances combined)","source_url":"https://participant-help.prolific.com/en/articles/445063-when-can-i-cash-out"},{"date":"2026-10-09","field":"min_cashout.default","old":"placeholder","new":"$6 or £6 (GBP and USD balances combined)","source_url":"https://participant-help.prolific.com/en/articles/445063-when-can-i-cash-out"},{"date":"2026-10-09","field":"payout_methods","old":"placeholder","new":"PayPal only (cash, no gift cards)","source_url":"https://www.prolific.com/participants"},{"date":"2026-10-09","field":"payout_time","old":"placeholder","new":"Instant to PayPal after your first 4 cash-outs","source_url":"https://www.prolific.com/participants"},{"date":"2026-10-09","field":"points_value","old":"placeholder","new":"Paid in cash (GBP/USD), not points","source_url":"https://www.prolific.com/participants"},{"date":"2026-10-09","field":"points_expiry","old":"placeholder","new":"Not published","source_url":"https://participant-help.prolific.com/en/articles/445063-when-can-i-cash-out"},{"date":"2026-10-09","field":"id_verification","old":"placeholder","new":"Photo ID and selfie video (via Onfido) to verify your account","source_url":"https://participant-help.prolific.com/en/articles/445010-verifying-your-identity-faq"},{"date":"2026-10-09","field":"reward_range","old":"placeholder","new":"Researchers must pay at least £6/$8 an hour; Prolific recommends £9/$12 or more","source_url":"https://participant-help.prolific.com/en/articles/445043-underpaying-studies"},{"date":"2026-10-09","field":"apps","old":"placeholder","new":"No app; web only (browser extension for alerts)","source_url":"https://participant-help.prolific.com/en/articles/445005-does-prolific-have-a-mobile-app"}]}]}